Current Rates and News

 Rates

Shares
Type Term Dividend Rate APY
Regular Shares 12 Months  .05%  .05%
Christmas Club 12 Months  .25%  .25%
Vacation Club 12 Months  .25%  .25%
Restricted Shares 12 Months  .05%  .05%
Loan Savings 12 Months  .05%  .05%
Certificate
Type Term Dividend Rate APY
6 MONTH CD 6 Months .35%  .35%
12 MONTH CD 12 Months  .50%  .50%
Share Draft
Type Term Dividend Rate APY
Checking Account Monthly 0.00%  0.00%
Loans
Type Term Dividend Rate APR
Signature Loan 24-60 Months  $87.93-$91.23 PER $1,000 BORROWED OVER 12 MONTHS  10-17%
Share Secured CD’s not included  $85.14 PER $1,000 BORROWED OVER 12 MONTHS  4.00%
New Auto & RV (2018,2017) 100% of sticker for 72 months w/680 credit score
 $84.59-$85.83 PER $1,000 BORROWED OVER 12 MONTHS 2.75%-5.50%
Used Auto & RV(2017,2016,2015,2014) 90% OF STICKER OR BOOK VALUE. UP TO 72 MONTHS  $84.59-$85.83 PER $1,000.00 BORROWED OVER 12 MONTHS 2.75%-5.50%
Used Auto & RV(2013, 2012, 2011) 90% OF BOOK VALUE, 24-60 months  $84.93-$86.19 PER $1,000.00 BORROWED OVER 12 MONTHS 3.50-6.25%
Used Auto & RV(2010 & below) 90% OF BOOK VALUE,24-60 months $85.39-86.65 PER $1,000 BORROWED OVER 12 MONTHS 4.50%-7.25%

 

 FEE SCHEDULE

Regular Share Fees
Membership Fee $1.00
Transfer Fee $5.00/3 Transfers Per Month

Excessive Withdrawal Fee

$1.00/withdrawal after 3
 Account Fees
NSF Fee $32.00/Item
Returned Item Fee $28.00/Item
Stop Payment Fee $25.00/Request
Check Printing Fee Prices may vary depending on style
Request Copy Check Fee $3.00/check
Statement Fee(waived if over $5,000 in accts. $2.00/Statement
Request Checks Back Fee $0.04/Check
Transfer Fee $5.00/Transfer to cover a NSF check
 Other Services Fees
Account Reconciliation $15.00/Hour ($10.00 minimum)
Domestic Wire Transfers (Incoming & Outgoing) $15.00/transfer
Incorrect Address Fee $4.00/Returned piece of mail
Dormant Account Fee $5.00/Month (charged after 7yrs.)
Account Closure Fee $25.00/Account closed within 60 days
Card Replacement Fee $7.50/Card
Pin Reissue Fee $3.00/Pin

 

 Holiday Closings

Monday, May 29, 2017 – Memorial Day

Tuesday, July 4, 2017 – Independence Day

Monday, September 4, 2017 – Labor Day

Monday, October 9, 2017 – Columbus Day

Friday, November 10, 2017 – Veteran’s Day

Thursday, November 23, 2017 – Thanksgiving Day

Friday, November 24, 2017 – Day after Thanksgiving

Monday, December 25, 2017 – Christmas Holiday