Current Rates and News

 Rates

Shares
Type Term Dividend Rate APY
Regular Shares 12 Months  .05%  .05%
Christmas Club 12 Months  .25%  .25%
Vacation Club 12 Months  .25%  .25%
Restricted Shares 12 Months  .05%  .05%
Loan Savings 12 Months  .05%  .05%
Certificate
Type Term Dividend Rate APY
6 MONTH CD 6 Months .75%  .75%
12 MONTH CD 12 Months  1.00%  1.00%
Share Draft
Type Term Dividend Rate APY
Checking Account Monthly 0.00%  0.00%
Loans
Type Term Dividend Rate APR
Signature Loan 24-60 Months  $87.93-$91.23 PER $1,000 BORROWED OVER 12 MONTHS  10-17%
Share Secured CD’s not included  $85.37 PER $1,000 BORROWED OVER 12 MONTHS  4.5%
New Auto & RV (2019,2018) 100% of sticker for 72 months w/680 credit score
 $85.25-$86.42 PER $1,000 BORROWED OVER 12 MONTHS 4.00%-6.75%
Used Auto & RV(2018,2017,2016,2015) 90% OF STICKER OR BOOK VALUE. UP TO 72 MONTHS  $85.25-$86.42 PER $1,000.00 BORROWED OVER 12 MONTHS 4.00%-6.75%
Used Auto & RV(2014, 2013, 2012) 90% OF BOOK VALUE, 24-60 months  $85.50-$86.76 PER $1,000.00 BORROWED OVER 12 MONTHS 4.75-7.50%
Used Auto & RV(2011 & below) 90% OF BOOK VALUE,24-60 months $85.96-87.22 PER $1,000 BORROWED OVER 12 MONTHS 5.75%-8.50%

 

 FEE SCHEDULE

Regular Share Fees
Membership Fee $1.00
Transfer Fee $5.00/3 Transfers Per Month

Excessive Withdrawal Fee

$1.00/withdrawal after 3
 Account Fees
NSF Fee $32.00/Item
Returned Item Fee $28.00/Item
Stop Payment Fee $25.00/Request
Check Printing Fee Prices may vary depending on style
Request Copy Check Fee $3.00/check
Statement Fee(waived if over $5,000 in accts. $2.00/Statement
Request Checks Back Fee $0.04/Check
Transfer Fee $5.00/Transfer to cover a NSF check
 Other Services Fees
Account Reconciliation $15.00/Hour ($10.00 minimum)
Domestic Wire Transfers (Incoming & Outgoing) $15.00/transfer
Incorrect Address Fee $4.00/Returned piece of mail
Dormant Account Fee $5.00/Month (charged after 6 yrs.)
Account Closure Fee $25.00/Account closed within 60 days
Card Replacement Fee $7.50/Card
Pin Reissue Fee $3.00/Pin

 

 Holiday Closings

Monday, November 12, 2018 – Veterans Day

Thursday, November 22, 2018 – Thanksgiving Day

Friday, November 23, 2018 – Day after Thanksgiving

Monday, December 24, 2018 – Close at NOON

Tuesday, December 25, 2018 – Christmas Holiday

Monday, December 31, 2018 – Close at NOON

Tuesday, January 1, 2019 – New Year’s Day