Shares

Type Term Dividend
Rate
APY
Regular Shares 12 Months .10% .10%
Christmas Club 12 Months .25% .25%
Vacation Club 12 Months .25% .25%
Restricted Shares 12 Months .10% .10%
Loan Savings 12 Months .10% .10%

Certificate

Type Term Dividend
Rate
APY
6 Month CD 6 Months .75% .75%
12 Month CD 12 Months 1.00% 1.00%

Share Draft

Type Term Dividend
Rate
APY
Checking Account Monthly 0.00% 0.00%

Loans

Type Term Dividend Rate APR
Signature Loan 24-60 Months $87.93 - $91.23 per
$1,000 borrowed
over 12 months
10% - 17%
Share Secured CDs not included $85.37 per $1,000
borrowed over 12 months
4.5%
New Auto & RV
(2020, 2019)
100% of sticker for
72 months w/ 680
credit score
$84.93 - $86.19 per
$1,000 borrowed
over 12 months
3.50% - 6.25%
Used Auto & RV
(2019, 2018, 2017, 2016)
90% of sticker or
book value. Up to
72 months
$84.93 - $86.19 per
$1,000 borrowed
over 12 months
3.50% - 6.25%
Used Auto & RV
(2015, 2014, 2013)
90% of book value,
24-60 months
$85.50 - $86.76 per
$1,000 borrowed
over 12 months
4.75% - 7.50%
Used Auto & RV
(2012 and below)
90% of book value,
24-60 months
$85.96 - $87.22 per
$1,000 borrowed
over 12 months
5.75% - 8.50%

APR refers to the annual percentage rate or the dividend rate. 
APY refers to the annual percentage yield.